The company is now focused on Connected Living and what Craig calls, “the four most important square inches of real estate in the world”—the consumer’s smart phone screen. Ms. Ruiz earned her Doctorate Degree in Arts in Administration and Supervision from the University of Puerto Rico, and a Post Master’s Degree in National Security, Terrorism Studies from the American Military University of Virginia.

He currently serves as the President of the Puerto Rico International Insurers Association. He served in senior and executive management positions for top tier community, mid-size and large global financial institutions (City National Bank, Banesco USA, Santander Central Hispano, National Westminster Bank). Prior to that, he held various positions in the banking and private equity industry in Puerto Rico, including Citibank. Hector G. Martinez is President at GM Sectec, a company that creates innovative tailored solutions that help accelerate business breakthroughs in the areas of managed detection and response services, multi-tenancy, business continuity, information security, automation and process orchestration with the goal of ultimately delivering outstanding cost efficiencies. Prior to Sun West Mortgage, Mr. Padilla serves as Vice President, Sales & Marketing for Reliable Mortgage, a Wells Fargo subsidiary in Puerto Rico, and as New Construction and Mortgage Sales Manager in Scotiabank Puerto Rico. Adaptiv is currently underwriting Cyber Liability and will add Financial Lines risks soon, with additional lines of business to be added in due time. Julio Carbonell is the General Manager of FACEBANK International Corp. in San Juan, Puerto Rico and Director of its wholly owned subsidiary, Florida Home Trust Mortgage Inc. in Weston, Florida.

Mr. Ferreira is a member of the Board of Directors of Eastern National Bank in Miami, Florida, and a founding member of the Board of Directors of Our Community Bank (in formation) in Hialeah, Florida. Previously, José was head of Business Development at Popular Life Re. He has public accounting experience, and provides risk management, governance, forensic accounting and regulatory compliance consulting services to companies and financial institutions throughout the United States, Mexico, Central America, South America and the Caribbean. in Economics, Ella began her career at multinational corporations with marketing and strategy consulting roles at Ernst & Young and Johnson & Johnson; moving on to Vision-to-Action, a management consulting firm in San Juan and Miami where she worked with Puerto Rico’s main economic development agencies.

He has offered lectures and seminars regarding various insurance matters. Mr. Namur has held a variety of senior level positions at some of the world’s largest global transaction banks including VP Global Transaction Banking for HSBC Bank USA based in NY and Mexico City and The Bank of New York. He is also a member of the College of Engineers and Surveyors of Puerto Rico and holds a Certified Safety Professional certification from the Board of Certified Safety Professionals. Pedro I. Vidal-Cordero is a corporate law attorney with over 25 years of professional experience and a deep understanding of the Puerto Rico business environment.